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MBANX RELEASES FIRST CREDIT CARD

The Bank of Montreal's virtual bank, mbanx, introduced its first credit card last week. Called MasterCard BusinessCard, the product lets small business owners apply for a credit limit of up to $50,000. Cardholders can take advantage of a 19-day, interest-free grace period on purchases by choosing to pay their outstanding balance in full every month, or they can make monthly payments. The card has an interest rate of 9.4%. Small business owners will receive monthly management reports that outline cardholder activities as well as summarized expenses by monthly, quarterly or business year-to-date categories. Mbanx officials were unavailable to comment on advertising plans for the card. Advertising for Mbanx is done by Vickers & Benson Advertising of Toronto.

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