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CIBC'S NEW LOAN PROGRAM

Last week, the Canadian Imperial Bank of Commerce announced it was starting a loan program with the aim of creating jobs in the small business sector. Called the Small Business Job Creation Loan Fund, the program is operating on $100 million. It allows small businesses to qualify for loans of between $15,000 and $100,000 if they promise to create at least one full-time or three part-time jobs. The loans will be available for up to five year terms with a first year interest rate of 1% less than prime. After the first year, the rate reverts to a normal small business loan rate. A print ad promoting the new service ran nationally last week. Toronto-based Padulo Integrated Inc. created the ad.

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